💳 Switch and save on processing fees.

for payment operations

The smarter way to accept payments and grow your business

All-in-one merchant services for card payments, invoicing, and payouts. Fast approvals, transparent pricing, and real human support.

Begin Your Journey

No long-term contracts • PCI-compliant • US-based support

Payments

Accept credit cards, debit, ACH and mobile payments in-store, online, or on the go. All from one secure platform.

Card & Debit

ACH Payments

Mobile & Contactless

Support

Skip ticket queues and chatbots. Get direct access to a payments specialist who understands your business and responds fast.

Reduced Fees

Same-Day Funding

Higher Approval Rates

Payments shouldn't slow your business down

Fast Setup

Track payments, payouts, and chargebacks in one place.

Get Started

Payments that run in the background

From automated invoicing to recurring billing and same-day payouts, Stratapay handles the payment flow so you can focus on running your business.

Automated invoices & recurring charges

Real-time transaction tracking

Faster funding options available

“Growing teams need payment systems that don’t create extra work.”

Designed for Operations Teams

Stratapay Platform Overview

Find Out More

150%

Decrease in fees paid

Built for all industries

Whether you’re service-based, retail, or online, Stratapay adapts to how you get paid.

Software & Subscriptions

what they love

Service-Based Businesses

what they love

Finance & Operations

what they love

Spend less time managing payments, and more time growing

Frequently Asked Questions

Have more questions?

Reach out to our friendly support team

Got questions? We’ve got answers. The FAQ is here to make things simple, covering everything from billing and security to features and support.

How fast can I get approved?

Most merchants are approved within 24–48 hours once the application is submitted. In some cases, approvals can happen the same day. More complex or high-volume accounts may require additional review, but we keep the process straightforward and transparent.

What types of payments does Stratapay support?

Stratapay supports a full range of payment options, including: Credit & debit cards (Visa, Mastercard, AMEX, Discover), ACH & bank transfers Mobile and contactless payments. Online, in-store, and invoiced payments. Recurring and subscription billing If your business has unique payment needs, we’ll tailor a solution for you.

How does pricing work?

Pricing is customized based on your business, not one-size-fits-all. We evaluate your transaction volume, average ticket size, and payment methods to offer competitive, transparent rates. No hidden fees, no surprise increases — and we’ll explain everything upfront before you commit.

Are there long-term contracts or cancellation fees?

We believe in earning your business, not locking you in. Many Stratapay solutions offer no long-term contracts and no early termination fees, depending on the setup. We’ll clearly outline terms before onboarding so there are no surprises.

How quickly do I get paid?

Standard funding is typically next business day, with faster funding options available for qualifying merchants. You’ll always have clear visibility into payout timing through your dashboard.

Do you support high-risk or hard-to-place businesses?

Yes. Stratapay works with multiple acquiring partners, which allows us to support high-risk and specialized industries that many providers decline. If your business has been turned down elsewhere, we can often help.

Latest news

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Introducing Stratapay: Building Simpler, More Transparent Payment Operations

February 9, 2026

Stratapay is an independent business services brand based in the United States. Stratapay provides payment facilitation support, invoicing tools, and operational assistance designed to help businesses streamline transactions and workflows. Stratapay itself does not act as a bank, money transmitter, or financial institution, and does not directly hold or process customer funds. Payment processing services are provided through third-party, regulated payment processors and financial institutions, subject to their respective terms and approvals. Stratapay does not provide legal, accounting, or tax advice. Clients are responsible for ensuring their own compliance with applicable laws and regulations and should consult qualified professional advisors as needed. Services, features, and availability may vary based on jurisdiction and partner requirements.